We are Committed
to a Trust Relationship
At Cladis Investment Advisory, LLC, we are committed to you and your financial goals. We offer exclusive, customized, exemplary customer service to each of our clients. Our goal is to take the confusion out of investing and managing your finances.
The client relationship at Cladis Investment Advisory, LLC defines the success of the business we have established with high net worth individuals and families, local foundations and charities, trusts, estates, and business owners as seasoned professionals in the financial services industry. When you work with the team at Cladis Investment Advisory, LLC, you will come to understand that we are real people dedicated to whatever your priorities may be — retirement, college planning, a home or business purchase; or simply meeting a savings goal. We become your personal financial management team.
Your financial success is extremely important to us. We are deeply committed to building a relationship built on trust and integrity. We are not interested in a relationship for a few months — but one that lasts for years, if not decades.
Cladis Investment Advisory’s investment strategy focuses primarily on allocating and diversifying the investments held in your portfolio amongst several different asset classes (large cap, mid cap, small cap, international, fixed income, etc.) in an effort to decrease volatility and risk and increase the portfolio’s return.
We will establish an asset allocation based primarily upon your individual risk tolerance, time horizon, and account size among other factors.
We then search for investment opportunities within the selected asset classes and across various industry sectors such as Technology, Energy, Basic Materials, Healthcare, Consumer Discretionary, Consumer Staples, etc. We may overweight, i.e. allocate towards the high end of an established range for certain asset classes or sectors if we view the asset class or sector is “out-of-favor” or has potential to outperform either in the short-term (within 1 year) or long-term (after 3 years). Overweighting may not produce the desired results if the asset class or sector does not perform as expected.
Cladis Investment Advisory, LLC representatives will continuously communicate with you to help keep your goals on track and to assist you in making important financial decisions.
It is important to understand investing in general involves risk of loss that you should be prepared to bear.
Discussion of Fees
Cladis Investment Advisory, LLC representatives do not sell individual investment products and do not receive commissions. We are compensated for managing investment portfolios based upon a percentage of the market value of assets managed. This fee arrangement aligns your interests with our interests. Your success means our success! We also hope you will find the fee we charge to be quite reasonable for the services received.
Clients may also choose to negotiate a flat quarterly fee. As our client, we will execute an investment advisory agreement with you defining our fees and advisory relationship. All fees will be explained to ensure your complete understanding and prior to any services rendered.
Clients may authorize fees to be deducted from their accounts or may choose to be billed directly. Fees are payable quarterly in advance and based on the market value of the portfolio at the end of the previous quarter. Investment advisory fees may be tax deductible. An outside tax consultant should always be contacted for advice regarding this matter.
Clients will incur transaction fees or commissions from the broker-dealer through which the investments are purchased or sold. Mutual funds and exchange traded funds also charge annual management fees. We do not retain any portion of any of these fees. The broker-dealer or investment company retains these fees.
Clients may also incur, depending upon the broker-dealer or custodian where assets are held, annual account maintenance fees. Cladis Investment Advisory, LLC reimburses client accounts for annual account maintenance fees.